We had a deed of trust but the situation is a bit of a mess and I fear I won’t be seen as a first-time buyer
Q I bought my first house with my now ex two years ago. He had a big deposit, while I was only able to contribute to the monthly mortgage repayments. We had a declaration of trust drawn up to apportion fixed shares, based on the size of our deposits and our mortgage contributions. I therefore own a very small share of the house.
He broke up with me six months later after a nightmare few months of renovations but we still own the house together despite not having any communication at present. He lives there and pays the mortgage currently while I have had to move out.
