If I am to pay more than a third of his mortgage, I feel we should talk about my rights to his property
Q In 2017, six months after buying my one-bedroom flat in 2017, I lost my job. I managed to get another one but at half my previous salary. I’m still able to pay my mortgage but my repayments now make up about half of my monthly income. Since 2018 I have been dating a guy who is now planning to buy a three-bedroom house for him and his two children. The house needs to be in a different area from where I live so that the children can be closer to their mother and in the catchment area of the school they hope to go to.
We have been talking about me moving in with them. He suggested that I sell my flat but after talking to a few estate agents, I decided against selling as I would have got back less than I paid for it. So I’ve now decided that if I do move in with my partner, I will rent my flat out even though the potential rental income will not fully cover my monthly mortgage payments, which is not ideal.
