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How to invest spare lockdown cash in the stock market … safely

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Shares can seem like a good bet for those with surplus savings when interest rates are so low. But funds can offer an easy way in for novices

It’s a frustrating time for savers. Rates on bank accounts are in the doldrums yet many are finding they are putting away more because their outgoings have dropped amid the pandemic. So is the stock market a good next step?

It may be tempting to dive in, especially after headlines last week proclaiming huge gains for investors in US video games retailer GameStop. But the flurry prompted concern that the inexperienced would make risky mistakes with their money.

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