Can we buy my mum’s house and build her an annexe to live in?

Our home is worth £345,000 with a £270,000 mortgage, while my mother’s is worth £700,000

Q I have a complicated mortgage question for you. We are looking to buy my mum’s house (which she owns outright) and build her a granny annexe in the same property.

Our home has a mortgage of about £270,000 on it and is worth about £345,000. My mum’s house is worth about £700,000.

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